Call reports 2012
FIRST BANK & TRUST — 2012
What FIRST BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 867,299,000 | 864,473,000 | 863,803,000 | 915,162,000 |
| Total loans | 562,350,000 | 580,029,000 | 587,347,000 | 620,333,000 |
| Allowance for loan losses | 9,242,000 | 9,749,000 | 10,150,000 | 9,424,000 |
| Securities available for sale | 173,386,000 | 192,025,000 | 130,454,000 | 131,583,000 |
| Securities held to maturity | 0 | 0 | 51,192,000 | 47,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 733,690,000 | 721,574,000 | 709,834,000 | 753,759,000 |
| Interest-bearing deposits | 622,598,000 | 624,748,000 | 614,841,000 | 630,734,000 |
| Noninterest-bearing deposits | 111,092,000 | 96,825,000 | 94,993,000 | 123,025,000 |
| Equity capital | 89,949,000 | 98,652,000 | 101,225,000 | 102,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,184,000 | 19,169,000 | 28,666,000 | 37,891,000 |
| Interest expense | 1,868,000 | 3,899,000 | 5,593,000 | 7,121,000 |
| Net interest income | 7,316,000 | 15,270,000 | 23,073,000 | 30,770,000 |
| Noninterest income | 3,145,000 | 6,405,000 | 10,411,000 | 14,241,000 |
| Noninterest expense | 6,516,000 | 13,539,000 | 20,017,000 | 27,019,000 |
| Provision for loan losses | 500,000 | 800,000 | 800,000 | 800,000 |
| Pretax income | 3,445,000 | 7,846,000 | 13,311,000 | 17,856,000 |
| Income tax | 935,000 | 2,185,000 | 3,854,000 | 3,341,000 |
| Net income | 2,510,000 | 5,661,000 | 9,457,000 | 14,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,131,000 | 92,477,000 | 94,472,000 | 96,531,000 |
| Total capital | 93,402,000 | 101,122,000 | 103,186,000 | 105,702,000 |
| Risk-weighted assets | 660,724,000 | 690,525,000 | 695,700,000 | 733,403,000 |