Call reports 2011
FIRST BANK & TRUST — 2011
What FIRST BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 812,183,000 | 812,078,000 | 822,884,000 | 847,317,000 |
| Total loans | 599,816,000 | 598,997,000 | 587,451,000 | 583,994,000 |
| Allowance for loan losses | 10,038,000 | 9,286,000 | 9,091,000 | 8,957,000 |
| Securities available for sale | 120,522,000 | 124,005,000 | 147,320,000 | 163,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,513,000 | 691,575,000 | 694,259,000 | 718,368,000 |
| Interest-bearing deposits | 611,554,000 | 598,794,000 | 597,853,000 | 624,881,000 |
| Noninterest-bearing deposits | 83,959,000 | 92,782,000 | 96,406,000 | 93,488,000 |
| Equity capital | 81,638,000 | 83,732,000 | 86,504,000 | 88,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,509,000 | 19,227,000 | 29,188,000 | 38,705,000 |
| Interest expense | 2,469,000 | 4,771,000 | 6,934,000 | 8,932,000 |
| Net interest income | 7,040,000 | 14,456,000 | 22,254,000 | 29,773,000 |
| Noninterest income | 3,454,000 | 7,068,000 | 10,140,000 | 13,611,000 |
| Noninterest expense | 6,618,000 | 13,128,000 | 19,708,000 | 26,760,000 |
| Provision for loan losses | 50,000 | 750,000 | 1,625,000 | 1,975,000 |
| Pretax income | 3,826,000 | 7,646,000 | 11,061,000 | 14,649,000 |
| Income tax | 1,081,000 | 2,113,000 | 3,017,000 | 3,942,000 |
| Net income | 2,745,000 | 5,533,000 | 8,044,000 | 10,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,264,000 | 80,350,000 | 81,360,000 | 84,021,000 |
| Total capital | 87,636,000 | 88,729,000 | 89,645,000 | 92,399,000 |
| Risk-weighted assets | 668,105,000 | 669,395,000 | 662,013,000 | 669,675,000 |