Call reports 2010
FIRST BANK & TRUST — 2010
What FIRST BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 844,463,000 | 825,916,000 | 820,630,000 | 808,857,000 |
| Total loans | 653,511,000 | 650,278,000 | 646,260,000 | 621,250,000 |
| Allowance for loan losses | 9,650,000 | 9,615,000 | 9,781,000 | 10,080,000 |
| Securities available for sale | 91,446,000 | 96,457,000 | 105,105,000 | 108,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,705,000 | 673,743,000 | 693,877,000 | 680,661,000 |
| Interest-bearing deposits | 607,079,000 | 596,496,000 | 612,647,000 | 596,474,000 |
| Noninterest-bearing deposits | 94,626,000 | 77,248,000 | 81,230,000 | 84,187,000 |
| Equity capital | 77,245,000 | 78,258,000 | 79,826,000 | 79,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,167,000 | 20,296,000 | 30,514,000 | 40,539,000 |
| Interest expense | 3,663,000 | 7,092,000 | 10,201,000 | 13,019,000 |
| Net interest income | 6,504,000 | 13,204,000 | 20,313,000 | 27,520,000 |
| Noninterest income | 2,345,000 | 5,281,000 | 8,191,000 | 11,344,000 |
| Noninterest expense | 6,436,000 | 12,737,000 | 19,217,000 | 25,720,000 |
| Provision for loan losses | 1,150,000 | 4,500,000 | 4,775,000 | 5,515,000 |
| Pretax income | 1,263,000 | 1,356,000 | 4,620,000 | 7,737,000 |
| Income tax | 184,000 | -15,000 | 804,000 | 1,574,000 |
| Net income | 1,079,000 | 1,371,000 | 3,816,000 | 6,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,842,000 | 75,133,000 | 76,575,000 | 77,918,000 |
| Total capital | 83,659,000 | 83,891,000 | 85,356,000 | 86,313,000 |
| Risk-weighted assets | 704,555,000 | 699,785,000 | 701,465,000 | 669,905,000 |