Call reports 2009
FIRST BANK & TRUST — 2009
What FIRST BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 857,262,000 | 858,807,000 | 873,079,000 | 853,905,000 |
| Total loans | 657,420,000 | 666,682,000 | 670,758,000 | 664,998,000 |
| Allowance for loan losses | 6,652,000 | 7,138,000 | 7,733,000 | 8,776,000 |
| Securities available for sale | 114,363,000 | 114,277,000 | 114,521,000 | 98,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,260,000 | 694,164,000 | 701,083,000 | 692,848,000 |
| Interest-bearing deposits | 616,897,000 | 622,090,000 | 615,778,000 | 607,846,000 |
| Noninterest-bearing deposits | 66,363,000 | 72,074,000 | 85,305,000 | 85,002,000 |
| Equity capital | 70,073,000 | 70,806,000 | 74,487,000 | 76,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,626,000 | 21,472,000 | 32,336,000 | 42,966,000 |
| Interest expense | 4,595,000 | 8,915,000 | 13,274,000 | 17,269,000 |
| Net interest income | 6,031,000 | 12,557,000 | 19,062,000 | 25,697,000 |
| Noninterest income | 2,497,000 | 5,210,000 | 7,712,000 | 10,404,000 |
| Noninterest expense | 5,591,000 | 11,665,000 | 17,509,000 | 23,471,000 |
| Provision for loan losses | 410,000 | 2,071,000 | 9,101,000 | 10,361,000 |
| Pretax income | 2,527,000 | 4,031,000 | 164,000 | 2,849,000 |
| Income tax | 569,000 | 952,000 | -816,000 | -155,000 |
| Net income | 1,958,000 | 3,079,000 | 980,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,657,000 | 70,352,000 | 72,248,000 | 74,263,000 |
| Total capital | 76,309,000 | 77,490,000 | 79,981,000 | 83,039,000 |
| Risk-weighted assets | 740,121,000 | 746,707,000 | 741,673,000 | 724,808,000 |