Call reports 2008
FIRST BANK & TRUST — 2008
What FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 793,993,000 | 819,788,000 | 812,459,000 | 854,438,000 |
| Total loans | 593,306,000 | 613,389,000 | 624,317,000 | 648,103,000 |
| Allowance for loan losses | 4,141,000 | 4,270,000 | 4,333,000 | 6,541,000 |
| Securities available for sale | 124,746,000 | 121,989,000 | 115,756,000 | 113,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,080,000 | 616,495,000 | 618,129,000 | 646,244,000 |
| Interest-bearing deposits | 511,415,000 | 548,366,000 | 548,001,000 | 570,042,000 |
| Noninterest-bearing deposits | 68,665,000 | 68,130,000 | 70,129,000 | 76,202,000 |
| Equity capital | 70,062,000 | 68,016,000 | 68,423,000 | 68,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,769,000 | 23,149,000 | 34,583,000 | 45,587,000 |
| Interest expense | 6,111,000 | 11,522,000 | 16,873,000 | 22,008,000 |
| Net interest income | 5,658,000 | 11,627,000 | 17,710,000 | 23,579,000 |
| Noninterest income | 4,270,000 | 6,585,000 | 8,612,000 | 10,963,000 |
| Noninterest expense | 5,153,000 | 10,441,000 | 15,705,000 | 21,382,000 |
| Provision for loan losses | 225,000 | 495,000 | 825,000 | 3,690,000 |
| Pretax income | 4,550,000 | 7,276,000 | 7,476,000 | 6,949,000 |
| Income tax | 1,445,000 | 2,205,000 | 2,026,000 | 1,832,000 |
| Net income | 3,105,000 | 5,071,000 | 5,450,000 | 5,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,158,000 | 68,517,000 | 68,891,000 | 68,550,000 |
| Total capital | 72,365,000 | 72,841,000 | 73,226,000 | 75,091,000 |
| Risk-weighted assets | 678,695,000 | 711,720,000 | 707,203,000 | 722,108,000 |
Machine access — free, no API key
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