Call reports 2005
FIRST BANK & TRUST — 2005
What FIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 619,304,000 | 659,106,000 | 670,344,000 | 685,397,000 |
| Total loans | 448,119,000 | 481,475,000 | 506,684,000 | 513,338,000 |
| Allowance for loan losses | 4,685,000 | 4,614,000 | 4,565,000 | 4,366,000 |
| Securities available for sale | 132,114,000 | 129,721,000 | 111,470,000 | 107,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,516,000 | 505,122,000 | 527,617,000 | 536,886,000 |
| Interest-bearing deposits | 417,994,000 | 448,475,000 | 466,622,000 | 468,814,000 |
| Noninterest-bearing deposits | 52,522,000 | 56,647,000 | 60,994,000 | 68,072,000 |
| Equity capital | 54,089,000 | 56,410,000 | 56,057,000 | 56,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,084,000 | 16,810,000 | 26,112,000 | 35,801,000 |
| Interest expense | 3,093,000 | 6,780,000 | 10,968,000 | 15,597,000 |
| Net interest income | 4,991,000 | 10,030,000 | 15,144,000 | 20,204,000 |
| Noninterest income | 2,100,000 | 4,046,000 | 5,997,000 | 8,155,000 |
| Noninterest expense | 4,244,000 | 8,392,000 | 12,868,000 | 17,133,000 |
| Provision for loan losses | 175,000 | 450,000 | 750,000 | 975,000 |
| Pretax income | 2,672,000 | 5,168,000 | 7,398,000 | 10,126,000 |
| Income tax | 803,000 | 1,539,000 | 2,150,000 | 2,831,000 |
| Net income | 1,869,000 | 3,629,000 | 5,248,000 | 7,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,195,000 | 54,954,000 | 54,770,000 | 56,017,000 |
| Total capital | 58,062,000 | 59,719,000 | 59,488,000 | 60,543,000 |
| Risk-weighted assets | 494,118,000 | 529,727,000 | 552,677,000 | 566,365,000 |
Machine access — free, no API key
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