Call reports 2003
FIRST BANK & TRUST — 2003
What FIRST BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 516,091,000 | 533,966,000 | 543,098,000 | 560,213,000 |
| Total loans | 362,794,000 | 365,980,000 | 379,992,000 | 410,633,000 |
| Allowance for loan losses | 6,233,000 | 6,106,000 | 6,044,000 | 6,179,000 |
| Securities available for sale | 123,957,000 | 132,636,000 | 128,160,000 | 113,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,618,000 | 432,825,000 | 424,733,000 | 430,381,000 |
| Interest-bearing deposits | 370,107,000 | 383,134,000 | 376,737,000 | 376,972,000 |
| Noninterest-bearing deposits | 45,511,000 | 49,691,000 | 47,997,000 | 53,409,000 |
| Equity capital | 43,417,000 | 47,140,000 | 47,828,000 | 47,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,272,000 | 16,762,000 | 24,465,000 | 32,179,000 |
| Interest expense | 2,968,000 | 5,821,000 | 8,508,000 | 11,178,000 |
| Net interest income | 6,304,000 | 10,941,000 | 15,957,000 | 21,001,000 |
| Noninterest income | 2,236,000 | 7,703,000 | 10,124,000 | 12,974,000 |
| Noninterest expense | 4,730,000 | 9,135,000 | 13,760,000 | 18,161,000 |
| Provision for loan losses | 1,084,000 | 2,009,000 | 2,799,000 | 3,661,000 |
| Pretax income | 2,605,000 | 7,379,000 | 9,453,000 | 12,051,000 |
| Income tax | 730,000 | 2,399,000 | 3,005,000 | 3,766,000 |
| Net income | 1,875,000 | 4,980,000 | 6,448,000 | 8,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,983,000 | 44,089,000 | 45,558,000 | 45,395,000 |
| Total capital | 46,254,000 | 49,234,000 | 50,966,000 | 51,103,000 |
| Risk-weighted assets | 410,073,000 | 400,374,000 | 421,281,000 | 444,788,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK & TRUST — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.