Call reports 2025
CENTURY BANK — 2025
What CENTURY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,432,531,000 | 1,429,164,000 | 1,364,303,000 | 1,339,316,000 |
| Total loans | 816,936,000 | 843,979,000 | 818,820,000 | 829,224,000 |
| Allowance for loan losses | 12,182,000 | 25,577,000 | 11,356,000 | 9,243,000 |
| Securities available for sale | 221,120,000 | 218,425,000 | 184,619,000 | 178,272,000 |
| Securities held to maturity | 151,480,000 | 151,565,000 | 151,607,000 | 151,696,000 |
| Trading assets | 1,751,000 | 1,773,000 | 1,699,000 | 1,739,000 |
| Total deposits | 1,306,091,000 | 1,312,177,000 | 1,234,335,000 | 1,209,632,000 |
| Interest-bearing deposits | 972,222,000 | 982,379,000 | 903,415,000 | 870,022,000 |
| Noninterest-bearing deposits | 333,869,000 | 329,798,000 | 330,920,000 | 339,610,000 |
| Equity capital | 114,629,000 | 105,582,000 | 117,106,000 | 117,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,929,000 | 36,059,000 | 54,847,000 | 72,381,000 |
| Interest expense | 4,198,000 | 7,903,000 | 11,448,000 | 14,639,000 |
| Net interest income | 13,731,000 | 28,156,000 | 43,399,000 | 57,742,000 |
| Noninterest income | 2,394,000 | 4,515,000 | 6,577,000 | 8,210,000 |
| Noninterest expense | 11,634,000 | 22,561,000 | 35,127,000 | 46,785,000 |
| Provision for loan losses | 0 | 13,471,000 | 9,021,000 | 10,191,000 |
| Pretax income | 4,374,000 | -4,084,000 | 5,510,000 | 8,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,374,000 | -4,084,000 | 5,510,000 | 8,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,427,000 | 127,784,000 | 137,379,000 | 135,875,000 |
| Total capital | 151,814,000 | 141,743,000 | 150,616,000 | 146,931,000 |
| Risk-weighted assets | 1,070,924,000 | 1,103,223,000 | 1,062,541,000 | 1,063,469,000 |