Call reports 2016
CENTURY BANK — 2016
What CENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 762,751,000 | 786,579,000 | 798,236,000 | 799,016,000 |
| Total loans | 421,003,000 | 432,040,000 | 434,440,000 | 440,070,000 |
| Allowance for loan losses | 6,147,000 | 6,175,000 | 6,300,000 | 6,600,000 |
| Securities available for sale | 279,660,000 | 285,934,000 | 291,506,000 | 279,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 403,000 | 391,000 | 436,000 | 412,000 |
| Total deposits | 658,976,000 | 662,800,000 | 669,485,000 | 671,042,000 |
| Interest-bearing deposits | 443,930,000 | 434,981,000 | 437,748,000 | 451,850,000 |
| Noninterest-bearing deposits | 215,046,000 | 227,819,000 | 231,737,000 | 219,192,000 |
| Equity capital | 68,466,000 | 72,800,000 | 72,408,000 | 66,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,037,000 | 14,448,000 | 22,187,000 | 29,861,000 |
| Interest expense | 380,000 | 763,000 | 1,137,000 | 1,539,000 |
| Net interest income | 6,657,000 | 13,685,000 | 21,050,000 | 28,322,000 |
| Noninterest income | 2,010,000 | 3,853,000 | 5,673,000 | 7,679,000 |
| Noninterest expense | 6,287,000 | 12,824,000 | 19,071,000 | 25,717,000 |
| Provision for loan losses | 219,000 | 451,000 | 676,000 | 975,000 |
| Pretax income | 2,164,000 | 4,266,000 | 6,979,000 | 9,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,164,000 | 4,266,000 | 6,979,000 | 9,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,501,000 | 62,658,000 | 63,913,000 | 65,026,000 |
| Total capital | 67,648,000 | 68,833,000 | 70,213,000 | 71,626,000 |
| Risk-weighted assets | 554,158,000 | 562,707,000 | 566,235,000 | 568,310,000 |