Call reports 2015
CENTURY BANK — 2015
What CENTURY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 727,327,000 | 738,570,000 | 731,900,000 | 739,557,000 |
| Total loans | 389,267,000 | 394,974,000 | 394,519,000 | 396,057,000 |
| Allowance for loan losses | 5,500,000 | 5,650,000 | 5,900,000 | 6,000,000 |
| Securities available for sale | 267,266,000 | 271,452,000 | 273,615,000 | 283,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 345,000 | 354,000 | 367,000 | 409,000 |
| Total deposits | 626,534,000 | 619,612,000 | 633,523,000 | 640,307,000 |
| Interest-bearing deposits | 439,563,000 | 423,943,000 | 422,943,000 | 429,791,000 |
| Noninterest-bearing deposits | 186,971,000 | 195,669,000 | 210,580,000 | 210,516,000 |
| Equity capital | 63,038,000 | 60,719,000 | 63,389,000 | 65,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,686,000 | 13,572,000 | 20,676,000 | 27,826,000 |
| Interest expense | 415,000 | 785,000 | 1,189,000 | 1,567,000 |
| Net interest income | 6,271,000 | 12,787,000 | 19,487,000 | 26,259,000 |
| Noninterest income | 1,719,000 | 3,484,000 | 5,235,000 | 6,959,000 |
| Noninterest expense | 6,603,000 | 13,263,000 | 19,627,000 | 26,042,000 |
| Provision for loan losses | 206,000 | 371,000 | 625,000 | 756,000 |
| Pretax income | 1,343,000 | 2,920,000 | 4,766,000 | 6,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,343,000 | 2,920,000 | 4,766,000 | 6,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,184,000 | 58,160,000 | 59,269,000 | 60,368,000 |
| Total capital | 62,684,000 | 63,810,000 | 65,169,000 | 66,368,000 |
| Risk-weighted assets | 505,748,000 | 521,485,000 | 524,854,000 | 528,274,000 |