Call reports 2026
FIRST NATIONAL BANK OF HEREFORD, THE — 2026
What FIRST NATIONAL BANK OF HEREFORD, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 362,673,000 | 344,568,000 |
| Total loans | 285,451,000 | 297,399,000 |
| Allowance for loan losses | 3,621,000 | 3,674,000 |
| Securities available for sale | 17,992,000 | 17,770,000 |
| Securities held to maturity | 2,268,000 | 2,263,000 |
| Trading assets | 0 | 0 |
| Total deposits | 319,396,000 | 294,401,000 |
| Interest-bearing deposits | 223,912,000 | 206,385,000 |
| Noninterest-bearing deposits | 95,484,000 | 88,016,000 |
| Equity capital | 39,690,000 | 41,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,495,000 | 10,974,000 |
| Interest expense | 1,494,000 | 2,955,000 |
| Net interest income | 4,001,000 | 8,019,000 |
| Noninterest income | 480,000 | 932,000 |
| Noninterest expense | 2,412,000 | 4,796,000 |
| Provision for loan losses | 110,000 | 170,000 |
| Pretax income | 1,959,000 | 3,975,000 |
| Income tax | 0 | 0 |
| Net income | 1,959,000 | 3,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,649,000 | 42,935,000 |