Call reports 2024
FIRST NATIONAL BANK OF HEREFORD, THE — 2024
What FIRST NATIONAL BANK OF HEREFORD, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 283,166,000 | 290,644,000 | 298,007,000 | 321,060,000 |
| Total loans | 229,147,000 | 237,247,000 | 237,341,000 | 246,918,000 |
| Allowance for loan losses | 2,585,000 | 2,631,000 | 2,677,000 | 2,712,000 |
| Securities available for sale | 21,992,000 | 21,352,000 | 21,283,000 | 20,139,000 |
| Securities held to maturity | 2,840,000 | 2,833,000 | 2,825,000 | 2,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,657,000 | 252,969,000 | 261,221,000 | 284,196,000 |
| Interest-bearing deposits | 163,616,000 | 162,725,000 | 178,257,000 | 172,227,000 |
| Noninterest-bearing deposits | 83,041,000 | 90,244,000 | 82,964,000 | 111,969,000 |
| Equity capital | 25,785,000 | 26,884,000 | 33,376,000 | 33,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,644,000 | 9,439,000 | 14,309,000 | 19,334,000 |
| Interest expense | 1,528,000 | 3,029,000 | 4,605,000 | 6,198,000 |
| Net interest income | 3,116,000 | 6,410,000 | 9,704,000 | 13,136,000 |
| Noninterest income | 322,000 | 807,000 | 1,178,000 | 1,573,000 |
| Noninterest expense | 2,000,000 | 4,151,000 | 6,198,000 | 8,402,000 |
| Provision for loan losses | 217,000 | 261,000 | 307,000 | 352,000 |
| Pretax income | 1,221,000 | 2,805,000 | 4,377,000 | 5,955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,221,000 | 2,805,000 | 4,377,000 | 5,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,130,000 | 29,295,000 | 35,320,000 | 36,276,000 |
| Total capital | 30,793,000 | 32,004,000 | 38,075,000 | 39,066,000 |
| Risk-weighted assets | 255,632,000 | 262,248,000 | 264,706,000 | 273,955,000 |