Call reports 2018
FIRST NATIONAL BANK OF HEREFORD, THE — 2018
What FIRST NATIONAL BANK OF HEREFORD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,392,000 | 161,586,000 | 165,838,000 | 169,091,000 |
| Total loans | 93,557,000 | 98,997,000 | 105,837,000 | 106,256,000 |
| Allowance for loan losses | 1,116,000 | 1,146,000 | 1,284,000 | 1,314,000 |
| Securities available for sale | 15,310,000 | 14,751,000 | 16,694,000 | 16,723,000 |
| Securities held to maturity | 2,235,000 | 2,234,000 | 2,508,000 | 2,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,455,000 | 145,401,000 | 145,013,000 | 148,705,000 |
| Interest-bearing deposits | 97,679,000 | 97,917,000 | 97,647,000 | 94,939,000 |
| Noninterest-bearing deposits | 46,776,000 | 47,484,000 | 47,365,000 | 53,766,000 |
| Equity capital | 15,109,000 | 15,242,000 | 15,286,000 | 15,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,268,000 | 5,044,000 | 6,863,000 |
| Interest expense | 114,000 | 235,000 | 365,000 | 511,000 |
| Net interest income | 1,500,000 | 3,033,000 | 4,679,000 | 6,352,000 |
| Noninterest income | 337,000 | 539,000 | 749,000 | 1,180,000 |
| Noninterest expense | 1,248,000 | 2,355,000 | 3,453,000 | 4,792,000 |
| Provision for loan losses | 95,000 | 125,000 | 230,000 | 260,000 |
| Pretax income | 488,000 | 1,086,000 | 1,728,000 | 2,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 1,086,000 | 1,728,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,210,000 | 15,371,000 | 15,544,000 | 15,374,000 |
| Total capital | 16,365,000 | 16,555,000 | 16,866,000 | 16,726,000 |
| Risk-weighted assets | 113,504,000 | 114,672,000 | 122,055,000 | 124,425,000 |