Call reports 2017
FIRST NATIONAL BANK OF HEREFORD, THE — 2017
What FIRST NATIONAL BANK OF HEREFORD, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 153,017,000 | 151,721,000 | 162,571,000 | 172,379,000 |
| Total loans | 100,151,000 | 101,545,000 | 107,768,000 | 101,084,000 |
| Allowance for loan losses | 1,584,000 | 1,888,000 | 2,091,000 | 1,323,000 |
| Securities available for sale | 18,130,000 | 17,635,000 | 16,719,000 | 16,053,000 |
| Securities held to maturity | 601,000 | 601,000 | 2,312,000 | 2,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,972,000 | 136,256,000 | 146,915,000 | 156,755,000 |
| Interest-bearing deposits | 99,332,000 | 97,170,000 | 97,436,000 | 98,689,000 |
| Noninterest-bearing deposits | 38,640,000 | 39,086,000 | 49,479,000 | 58,066,000 |
| Equity capital | 14,327,000 | 14,647,000 | 14,757,000 | 14,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,866,000 | 4,418,000 | 6,027,000 |
| Interest expense | 113,000 | 222,000 | 333,000 | 449,000 |
| Net interest income | 1,300,000 | 2,644,000 | 4,085,000 | 5,578,000 |
| Noninterest income | 187,000 | 390,000 | 631,000 | 830,000 |
| Noninterest expense | 1,043,000 | 2,094,000 | 3,109,000 | 4,247,000 |
| Provision for loan losses | 1,020,000 | 1,325,000 | 1,845,000 | 3,240,000 |
| Pretax income | -577,000 | -386,000 | -239,000 | -1,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -577,000 | -386,000 | -239,000 | -1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,228,000 | 14,419,000 | 14,567,000 | 14,723,000 |
| Total capital | 15,827,000 | 15,961,000 | 16,192,000 | 16,085,000 |
| Risk-weighted assets | 127,878,000 | 122,946,000 | 129,526,000 | 124,121,000 |