Call reports 2017
ADAMS DAIRY BANK — 2017
What ADAMS DAIRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,446,000 | 131,101,000 | 126,749,000 | 128,363,000 |
| Total loans | 86,869,000 | 91,507,000 | 90,783,000 | 93,251,000 |
| Allowance for loan losses | 993,000 | 1,008,000 | 917,000 | 970,000 |
| Securities available for sale | 5,890,000 | 5,436,000 | 3,427,000 | 3,394,000 |
| Securities held to maturity | 12,709,000 | 12,707,000 | 12,706,000 | 11,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,644,000 | 104,592,000 | 102,193,000 | 97,274,000 |
| Interest-bearing deposits | 73,068,000 | 74,271,000 | 72,666,000 | 70,597,000 |
| Noninterest-bearing deposits | 27,576,000 | 30,321,000 | 29,527,000 | 26,677,000 |
| Equity capital | 11,302,000 | 11,489,000 | 11,693,000 | 11,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,325,000 | 3,612,000 | 4,932,000 |
| Interest expense | 178,000 | 372,000 | 572,000 | 781,000 |
| Net interest income | 932,000 | 1,953,000 | 3,040,000 | 4,151,000 |
| Noninterest income | 152,000 | 319,000 | 482,000 | 637,000 |
| Noninterest expense | 793,000 | 1,481,000 | 2,267,000 | 3,043,000 |
| Provision for loan losses | 15,000 | 30,000 | 90,000 | 151,000 |
| Pretax income | 276,000 | 761,000 | 1,165,000 | 1,594,000 |
| Income tax | 87,000 | 249,000 | 383,000 | 661,000 |
| Net income | 189,000 | 512,000 | 782,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,290,000 | 11,464,000 | 11,673,000 | 11,823,000 |
| Total capital | 12,283,000 | 12,472,000 | 12,590,000 | 12,793,000 |
| Risk-weighted assets | 84,015,000 | 87,319,000 | 88,176,000 | 90,590,000 |