Call reports 2014
ADAMS DAIRY BANK — 2014
What ADAMS DAIRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,742,000 | 90,559,000 | 93,637,000 | 94,236,000 |
| Total loans | 56,793,000 | 57,682,000 | 60,444,000 | 65,699,000 |
| Allowance for loan losses | 948,000 | 948,000 | 948,000 | 948,000 |
| Securities available for sale | 15,210,000 | 12,120,000 | 12,029,000 | 7,926,000 |
| Securities held to maturity | 2,000,000 | 5,100,000 | 6,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,010,000 | 71,940,000 | 74,846,000 | 77,278,000 |
| Interest-bearing deposits | 55,551,000 | 55,485,000 | 59,557,000 | 64,315,000 |
| Noninterest-bearing deposits | 9,459,000 | 16,455,000 | 15,289,000 | 12,963,000 |
| Equity capital | 8,267,000 | 8,539,000 | 8,760,000 | 8,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,796,000 | 2,735,000 | 3,710,000 |
| Interest expense | 108,000 | 225,000 | 349,000 | 477,000 |
| Net interest income | 728,000 | 1,571,000 | 2,386,000 | 3,233,000 |
| Noninterest income | 65,000 | 137,000 | 211,000 | 265,000 |
| Noninterest expense | 570,000 | 1,184,000 | 1,741,000 | 2,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 524,000 | 856,000 | 1,203,000 |
| Income tax | 82,000 | 184,000 | 303,000 | 426,000 |
| Net income | 141,000 | 340,000 | 553,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,338,000 | 8,537,000 | 8,751,000 | 8,973,000 |
| Total capital | 8,980,000 | 9,184,000 | 9,430,000 | 9,695,000 |
| Risk-weighted assets | 51,024,000 | 51,464,000 | 54,073,000 | 57,537,000 |
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