Call reports 2016
VENTURE BANK — 2016
What VENTURE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 572,216,000 | 588,240,000 | 611,831,000 | 663,423,000 |
| Total loans | 497,813,000 | 515,151,000 | 536,194,000 | 582,039,000 |
| Allowance for loan losses | 7,469,000 | 7,899,000 | 8,054,000 | 8,350,000 |
| Securities available for sale | 52,886,000 | 52,946,000 | 58,372,000 | 61,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,749,000 | 522,977,000 | 545,193,000 | 564,277,000 |
| Interest-bearing deposits | 331,191,000 | 324,408,000 | 321,310,000 | 343,934,000 |
| Noninterest-bearing deposits | 180,558,000 | 198,569,000 | 223,883,000 | 220,343,000 |
| Equity capital | 56,084,000 | 57,880,000 | 59,500,000 | 60,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,600,000 | 13,441,000 | 20,442,000 | 27,673,000 |
| Interest expense | 459,000 | 967,000 | 1,453,000 | 1,955,000 |
| Net interest income | 6,141,000 | 12,474,000 | 18,989,000 | 25,718,000 |
| Noninterest income | 1,210,000 | 2,480,000 | 3,662,000 | 5,097,000 |
| Noninterest expense | 3,947,000 | 8,007,000 | 12,110,000 | 16,520,000 |
| Provision for loan losses | 325,000 | 725,000 | 875,000 | 1,165,000 |
| Pretax income | 3,079,000 | 6,222,000 | 9,666,000 | 13,148,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 3,079,000 | 6,217,000 | 9,659,000 | 13,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,481,000 | 57,018,000 | 58,709,000 | 60,402,000 |
| Total capital | 62,110,000 | 63,945,000 | 65,973,000 | 68,247,000 |
| Risk-weighted assets | 529,459,000 | 553,191,000 | 580,341,000 | 627,097,000 |