Call reports 2015
VENTURE BANK — 2015
What VENTURE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 507,093,000 | 524,925,000 | 549,107,000 | 559,751,000 |
| Total loans | 432,159,000 | 444,962,000 | 470,035,000 | 482,578,000 |
| Allowance for loan losses | 6,436,000 | 6,474,000 | 6,687,000 | 7,100,000 |
| Securities available for sale | 45,559,000 | 50,852,000 | 51,568,000 | 53,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,057,000 | 469,322,000 | 491,522,000 | 500,692,000 |
| Interest-bearing deposits | 291,262,000 | 278,821,000 | 302,103,000 | 312,893,000 |
| Noninterest-bearing deposits | 164,795,000 | 190,501,000 | 189,419,000 | 187,799,000 |
| Equity capital | 46,675,000 | 51,245,000 | 52,933,000 | 54,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,905,000 | 12,077,000 | 18,383,000 | 24,945,000 |
| Interest expense | 407,000 | 852,000 | 1,315,000 | 1,795,000 |
| Net interest income | 5,498,000 | 11,225,000 | 17,068,000 | 23,150,000 |
| Noninterest income | 1,598,000 | 2,739,000 | 3,705,000 | 5,203,000 |
| Noninterest expense | 3,500,000 | 7,172,000 | 10,916,000 | 15,078,000 |
| Provision for loan losses | 350,000 | 450,000 | 650,000 | 1,060,000 |
| Pretax income | 3,246,000 | 6,350,000 | 9,215,000 | 12,226,000 |
| Income tax | 0 | 5,000 | 7,000 | 9,000 |
| Net income | 3,246,000 | 6,345,000 | 9,208,000 | 12,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,198,000 | 51,208,000 | 52,606,000 | 54,065,000 |
| Total capital | 51,891,000 | 57,130,000 | 58,938,000 | 60,590,000 |
| Risk-weighted assets | 454,730,000 | 473,195,000 | 506,172,000 | 521,439,000 |