Call reports 2023
AMERICAN INVESTORS BANK AND MORTGAGE — 2023
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 117,341,000 | 120,570,000 |
| Total loans | 104,314,000 | 107,306,000 |
| Allowance for loan losses | 1,063,000 | 1,049,000 |
| Securities available for sale | 10,959,000 | 10,755,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 75,309,000 | 76,915,000 |
| Interest-bearing deposits | 74,576,000 | 73,647,000 |
| Noninterest-bearing deposits | 733,000 | 3,268,000 |
| Equity capital | 10,587,000 | 10,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 1,833,000 | 3,817,000 |
| Interest expense | 817,000 | 1,795,000 |
| Net interest income | 1,016,000 | 2,022,000 |
| Noninterest income | 0 | 2,000 |
| Noninterest expense | 688,000 | 1,350,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 329,000 | 674,000 |
| Income tax | 88,000 | 246,000 |
| Net income | 241,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 11,825,000 | 12,020,000 |
| Total capital | 12,888,000 | 13,069,000 |
| Risk-weighted assets | 93,262,000 | 99,773,000 |