Call reports 2022
AMERICAN INVESTORS BANK AND MORTGAGE — 2022
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 103,680,000 | 114,668,000 | 111,977,000 | 117,575,000 |
| Total loans | 90,114,000 | 100,603,000 | 98,887,000 | 104,108,000 |
| Allowance for loan losses | 1,031,000 | 1,057,000 | 1,058,000 | 1,059,000 |
| Securities available for sale | 12,938,000 | 11,451,000 | 11,048,000 | 11,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,686,000 | 80,576,000 | 76,438,000 | 74,370,000 |
| Interest-bearing deposits | 77,972,000 | 79,882,000 | 75,679,000 | 68,938,000 |
| Noninterest-bearing deposits | 714,000 | 694,000 | 759,000 | 5,432,000 |
| Equity capital | 10,410,000 | 9,620,000 | 9,936,000 | 10,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,177,000 | 3,702,000 | 5,369,000 |
| Interest expense | 95,000 | 265,000 | 653,000 | 1,260,000 |
| Net interest income | 925,000 | 1,912,000 | 3,049,000 | 4,109,000 |
| Noninterest income | 0 | 134,000 | 279,000 | 278,000 |
| Noninterest expense | 690,000 | 1,361,000 | 2,043,000 | 2,717,000 |
| Provision for loan losses | 24,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 211,000 | 639,000 | 1,240,000 | 1,626,000 |
| Income tax | 56,000 | 180,000 | 353,000 | 462,000 |
| Net income | 155,000 | 459,000 | 887,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,745,000 | 10,857,000 | 11,292,000 | 11,577,000 |
| Total capital | 11,776,000 | 11,914,000 | 12,350,000 | 12,636,000 |
| Risk-weighted assets | 88,213,000 | 90,130,000 | 88,536,000 | 91,840,000 |