Call reports 2021
AMERICAN INVESTORS BANK AND MORTGAGE — 2021
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 90,635,000 | 91,155,000 | 93,617,000 | 94,923,000 |
| Total loans | 76,713,000 | 76,274,000 | 79,550,000 | 82,706,000 |
| Allowance for loan losses | 963,000 | 984,000 | 1,017,000 | 1,004,000 |
| Securities available for sale | 13,686,000 | 13,261,000 | 12,612,000 | 12,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,079,000 | 73,400,000 | 77,021,000 | 79,536,000 |
| Interest-bearing deposits | 72,520,000 | 72,333,000 | 75,693,000 | 78,668,000 |
| Noninterest-bearing deposits | 1,559,000 | 1,067,000 | 1,328,000 | 868,000 |
| Equity capital | 10,003,000 | 10,298,000 | 10,513,000 | 10,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,815,000 | 2,777,000 | 3,796,000 |
| Interest expense | 110,000 | 211,000 | 302,000 | 397,000 |
| Net interest income | 798,000 | 1,604,000 | 2,475,000 | 3,399,000 |
| Noninterest income | 157,000 | 267,000 | 387,000 | 537,000 |
| Noninterest expense | 648,000 | 1,289,000 | 1,962,000 | 2,586,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 39,000 |
| Pretax income | 289,000 | 547,000 | 848,000 | 1,314,000 |
| Income tax | 78,000 | 146,000 | 228,000 | 364,000 |
| Net income | 211,000 | 401,000 | 620,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,821,000 | 10,019,000 | 10,246,000 | 10,583,000 |
| Total capital | 10,762,000 | 10,956,000 | 11,223,000 | 11,587,000 |
| Risk-weighted assets | 75,298,000 | 74,920,000 | 78,132,000 | 81,124,000 |