Call reports 2020
AMERICAN INVESTORS BANK AND MORTGAGE — 2020
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 78,834,000 | 85,174,000 | 93,392,000 | 90,103,000 |
| Total loans | 63,266,000 | 70,262,000 | 78,997,000 | 77,228,000 |
| Allowance for loan losses | 840,000 | 855,000 | 924,000 | 940,000 |
| Securities available for sale | 14,940,000 | 14,365,000 | 13,678,000 | 12,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,891,000 | 65,930,000 | 74,023,000 | 76,295,000 |
| Interest-bearing deposits | 55,954,000 | 64,827,000 | 72,942,000 | 74,460,000 |
| Noninterest-bearing deposits | 937,000 | 1,103,000 | 1,081,000 | 1,835,000 |
| Equity capital | 9,360,000 | 9,443,000 | 9,607,000 | 9,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,779,000 | 2,757,000 | 3,713,000 |
| Interest expense | 285,000 | 492,000 | 658,000 | 796,000 |
| Net interest income | 610,000 | 1,287,000 | 2,099,000 | 2,917,000 |
| Noninterest income | 46,000 | 47,000 | 127,000 | 332,000 |
| Noninterest expense | 529,000 | 1,091,000 | 1,699,000 | 2,375,000 |
| Provision for loan losses | -39,000 | -27,000 | 35,000 | 48,000 |
| Pretax income | 166,000 | 270,000 | 492,000 | 877,000 |
| Income tax | 48,000 | 72,000 | 134,000 | 244,000 |
| Net income | 118,000 | 198,000 | 358,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,315,000 | 9,156,000 | 9,321,000 | 9,603,000 |
| Total capital | 10,092,000 | 10,010,000 | 10,245,000 | 10,543,000 |
| Risk-weighted assets | 62,131,000 | 69,351,000 | 77,430,000 | 75,449,000 |