Call reports 2019
AMERICAN INVESTORS BANK AND MORTGAGE — 2019
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,811,000 | 76,749,000 | 72,644,000 | 74,784,000 |
| Total loans | 55,672,000 | 59,244,000 | 55,993,000 | 59,087,000 |
| Allowance for loan losses | 819,000 | 838,000 | 834,000 | 823,000 |
| Securities available for sale | 17,475,000 | 16,952,000 | 16,416,000 | 15,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,961,000 | 58,139,000 | 58,156,000 | 57,435,000 |
| Interest-bearing deposits | 55,525,000 | 57,494,000 | 57,502,000 | 56,788,000 |
| Noninterest-bearing deposits | 436,000 | 645,000 | 654,000 | 647,000 |
| Equity capital | 8,754,000 | 8,842,000 | 9,115,000 | 9,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,800,000 | 2,758,000 | 3,599,000 |
| Interest expense | 286,000 | 604,000 | 934,000 | 1,244,000 |
| Net interest income | 564,000 | 1,196,000 | 1,824,000 | 2,355,000 |
| Noninterest income | 71,000 | 66,000 | 129,000 | 121,000 |
| Noninterest expense | 499,000 | 998,000 | 1,491,000 | 2,022,000 |
| Provision for loan losses | 15,000 | 30,000 | 16,000 | -25,000 |
| Pretax income | 121,000 | 234,000 | 446,000 | 479,000 |
| Income tax | 33,000 | 67,000 | 130,000 | 137,000 |
| Net income | 88,000 | 167,000 | 316,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,064,000 | 9,001,000 | 9,157,000 | 9,190,000 |
| Total capital | 9,750,000 | 9,717,000 | 9,839,000 | 9,915,000 |
| Risk-weighted assets | 54,725,000 | 57,288,000 | 54,401,000 | 57,960,000 |