Call reports 2018
AMERICAN INVESTORS BANK AND MORTGAGE — 2018
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 69,652,000 | 68,719,000 | 70,362,000 | 69,154,000 |
| Total loans | 49,250,000 | 51,411,000 | 54,420,000 | 53,725,000 |
| Allowance for loan losses | 800,000 | 813,000 | 815,000 | 800,000 |
| Securities available for sale | 16,742,000 | 15,739,000 | 14,960,000 | 14,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,579,000 | 48,721,000 | 47,083,000 | 50,335,000 |
| Interest-bearing deposits | 52,193,000 | 48,237,000 | 46,706,000 | 50,214,000 |
| Noninterest-bearing deposits | 386,000 | 484,000 | 377,000 | 121,000 |
| Equity capital | 8,245,000 | 8,301,000 | 8,442,000 | 8,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,535,000 | 2,419,000 | 3,273,000 |
| Interest expense | 155,000 | 327,000 | 538,000 | 783,000 |
| Net interest income | 576,000 | 1,208,000 | 1,881,000 | 2,490,000 |
| Noninterest income | 92,000 | 131,000 | 175,000 | 268,000 |
| Noninterest expense | 477,000 | 965,000 | 1,462,000 | 2,013,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 0 |
| Pretax income | 176,000 | 354,000 | 574,000 | 745,000 |
| Income tax | 52,000 | 77,000 | 142,000 | 194,000 |
| Net income | 124,000 | 277,000 | 432,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,568,000 | 8,678,000 | 8,841,000 | 8,967,000 |
| Total capital | 9,177,000 | 9,306,000 | 9,498,000 | 9,618,000 |
| Risk-weighted assets | 48,590,000 | 50,076,000 | 52,441,000 | 51,956,000 |