Call reports 2017
AMERICAN INVESTORS BANK AND MORTGAGE — 2017
What AMERICAN INVESTORS BANK AND MORTGAGE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,412,000 | 79,430,000 | 69,577,000 | 67,313,000 |
| Total loans | 57,435,000 | 53,467,000 | 52,013,000 | 51,377,000 |
| Allowance for loan losses | 777,000 | 805,000 | 778,000 | 782,000 |
| Securities available for sale | 15,483,000 | 16,730,000 | 15,932,000 | 14,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,139,000 | 61,135,000 | 55,130,000 | 55,050,000 |
| Interest-bearing deposits | 58,927,000 | 60,794,000 | 54,955,000 | 54,745,000 |
| Noninterest-bearing deposits | 212,000 | 341,000 | 175,000 | 305,000 |
| Equity capital | 8,009,000 | 8,209,000 | 8,362,000 | 8,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,585,000 | 2,364,000 | 3,136,000 |
| Interest expense | 164,000 | 340,000 | 492,000 | 637,000 |
| Net interest income | 631,000 | 1,245,000 | 1,872,000 | 2,499,000 |
| Noninterest income | 204,000 | 286,000 | 356,000 | 447,000 |
| Noninterest expense | 551,000 | 1,041,000 | 1,538,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 490,000 | 690,000 | 871,000 |
| Income tax | 112,000 | 189,000 | 266,000 | 470,000 |
| Net income | 172,000 | 301,000 | 424,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,182,000 | 8,321,000 | 8,451,000 | 8,436,000 |
| Total capital | 8,885,000 | 8,980,000 | 9,078,000 | 9,053,000 |
| Risk-weighted assets | 56,170,000 | 52,731,000 | 50,093,000 | 49,224,000 |