Call reports 2025
WEST BANK — 2025
What WEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,984,535,000 | 4,055,782,000 | 3,984,706,000 | 4,141,577,000 |
| Total loans | 3,016,471,000 | 2,966,357,000 | 3,009,150,000 | 3,001,690,000 |
| Allowance for loan losses | 30,526,000 | 30,539,000 | 30,515,000 | 30,525,000 |
| Securities available for sale | 546,619,000 | 536,709,000 | 537,856,000 | 468,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,328,921,000 | 3,397,253,000 | 3,313,078,000 | 3,474,630,000 |
| Interest-bearing deposits | 2,804,747,000 | 2,870,003,000 | 2,793,648,000 | 2,928,113,000 |
| Noninterest-bearing deposits | 524,174,000 | 527,250,000 | 519,430,000 | 546,517,000 |
| Equity capital | 342,733,000 | 344,266,000 | 356,867,000 | 366,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 46,136,000 | 94,098,000 | 143,023,000 | 192,225,000 |
| Interest expense | 23,687,000 | 48,651,000 | 73,509,000 | 96,966,000 |
| Net interest income | 22,449,000 | 45,447,000 | 69,514,000 | 95,259,000 |
| Noninterest income | 2,231,000 | 4,629,000 | 7,120,000 | 10,176,000 |
| Noninterest expense | 12,895,000 | 26,201,000 | 39,625,000 | 53,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,785,000 | 23,875,000 | 37,009,000 | 48,274,000 |
| Income tax | 2,610,000 | 5,393,000 | 7,935,000 | 10,463,000 |
| Net income | 9,175,000 | 18,482,000 | 29,074,000 | 37,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 425,523,000 | 428,331,000 | 432,423,000 | 434,818,000 |
| Total capital | 457,593,000 | 460,414,000 | 464,483,000 | 466,888,000 |
| Risk-weighted assets | 3,547,721,000 | 3,484,858,000 | 3,527,732,000 | 3,496,202,000 |