Call reports 2024
WEST BANK — 2024
What WEST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,960,858,000 | 3,963,806,000 | 3,987,493,000 | 4,013,203,000 |
| Total loans | 2,980,133,000 | 2,998,774,000 | 3,021,221,000 | 3,004,860,000 |
| Allowance for loan losses | 28,373,000 | 28,422,000 | 29,419,000 | 30,432,000 |
| Securities available for sale | 605,735,000 | 588,452,000 | 597,745,000 | 544,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,070,735,000 | 3,186,276,000 | 3,283,888,000 | 3,361,729,000 |
| Interest-bearing deposits | 2,543,653,000 | 2,649,522,000 | 2,753,221,000 | 2,816,543,000 |
| Noninterest-bearing deposits | 527,082,000 | 536,754,000 | 530,667,000 | 545,186,000 |
| Equity capital | 332,702,000 | 331,680,000 | 342,632,000 | 333,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 44,570,000 | 92,138,000 | 140,750,000 | 190,066,000 |
| Interest expense | 26,096,000 | 54,736,000 | 83,703,000 | 111,960,000 |
| Net interest income | 18,474,000 | 37,402,000 | 57,047,000 | 78,106,000 |
| Noninterest income | 2,285,000 | 4,618,000 | 6,963,000 | 9,553,000 |
| Noninterest expense | 11,694,000 | 24,711,000 | 37,469,000 | 50,740,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 2,000,000 |
| Pretax income | 9,065,000 | 17,309,000 | 26,541,000 | 34,747,000 |
| Income tax | 1,812,000 | 3,448,000 | 5,359,000 | 5,133,000 |
| Net income | 7,253,000 | 13,861,000 | 21,182,000 | 29,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 419,601,000 | 420,045,000 | 421,204,000 | 423,596,000 |
| Total capital | 450,518,000 | 451,012,000 | 452,168,000 | 455,572,000 |
| Risk-weighted assets | 3,568,043,000 | 3,562,137,000 | 3,551,117,000 | 3,543,345,000 |