Call reports 2021
WEST BANK — 2021
What WEST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,171,504,000 | 3,267,167,000 | 3,248,300,000 | 3,499,287,000 |
| Total loans | 2,305,291,000 | 2,309,527,000 | 2,359,567,000 | 2,456,680,000 |
| Allowance for loan losses | 30,008,000 | 28,042,000 | 28,098,000 | 28,364,000 |
| Securities available for sale | 447,152,000 | 601,462,000 | 763,397,000 | 758,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,685,588,000 | 2,828,827,000 | 2,740,758,000 | 3,020,241,000 |
| Interest-bearing deposits | 1,990,763,000 | 2,121,598,000 | 2,023,847,000 | 2,295,869,000 |
| Noninterest-bearing deposits | 694,825,000 | 707,229,000 | 716,911,000 | 724,372,000 |
| Equity capital | 260,118,000 | 271,519,000 | 274,534,000 | 316,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,310,000 | 52,131,000 | 79,616,000 | 107,280,000 |
| Interest expense | 2,891,000 | 5,563,000 | 8,272,000 | 11,013,000 |
| Net interest income | 23,419,000 | 46,568,000 | 71,344,000 | 96,267,000 |
| Noninterest income | 2,456,000 | 4,929,000 | 7,315,000 | 9,657,000 |
| Noninterest expense | 10,077,000 | 20,464,000 | 31,078,000 | 42,837,000 |
| Provision for loan losses | 500,000 | -1,500,000 | -1,500,000 | -1,500,000 |
| Pretax income | 15,302,000 | 32,573,000 | 49,132,000 | 64,638,000 |
| Income tax | 3,187,000 | 6,902,000 | 10,475,000 | 13,758,000 |
| Net income | 12,115,000 | 25,671,000 | 38,657,000 | 50,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,176,000 | 277,378,000 | 284,011,000 | 326,482,000 |
| Total capital | 298,184,000 | 305,420,000 | 312,109,000 | 354,846,000 |
| Risk-weighted assets | 2,554,381,000 | 2,658,382,000 | 2,791,442,000 | 2,932,769,000 |