Call reports 2020
WEST BANK — 2020
What WEST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,517,173,000 | 2,737,679,000 | 2,773,280,000 | 3,183,377,000 |
| Total loans | 1,994,432,000 | 2,199,688,000 | 2,247,425,000 | 2,283,751,000 |
| Allowance for loan losses | 18,332,000 | 21,363,000 | 25,403,000 | 29,436,000 |
| Securities available for sale | 372,120,000 | 341,717,000 | 374,087,000 | 420,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,022,393,000 | 2,257,886,000 | 2,299,323,000 | 2,703,837,000 |
| Interest-bearing deposits | 1,611,982,000 | 1,665,222,000 | 1,677,434,000 | 2,004,263,000 |
| Noninterest-bearing deposits | 410,411,000 | 592,664,000 | 621,889,000 | 699,574,000 |
| Equity capital | 229,229,000 | 237,142,000 | 242,983,000 | 250,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 25,220,000 | 49,877,000 | 74,487,000 | 100,233,000 |
| Interest expense | 6,401,000 | 9,988,000 | 13,154,000 | 16,101,000 |
| Net interest income | 18,819,000 | 39,889,000 | 61,333,000 | 84,132,000 |
| Noninterest income | 2,517,000 | 4,353,000 | 7,395,000 | 9,497,000 |
| Noninterest expense | 9,466,000 | 18,752,000 | 28,698,000 | 38,504,000 |
| Provision for loan losses | 1,000,000 | 4,000,000 | 8,000,000 | 12,000,000 |
| Pretax income | 10,864,000 | 21,415,000 | 32,111,000 | 43,202,000 |
| Income tax | 2,365,000 | 4,616,000 | 6,901,000 | 9,133,000 |
| Net income | 8,499,000 | 16,799,000 | 25,210,000 | 34,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,872,000 | 251,780,000 | 256,287,000 | 261,241,000 |
| Total capital | 265,204,000 | 273,143,000 | 281,691,000 | 290,677,000 |
| Risk-weighted assets | 2,270,452,000 | 2,278,136,000 | 2,397,577,000 | 2,487,436,000 |