Call reports 2019
WEST BANK — 2019
What WEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,311,020,000 | 2,362,342,000 | 2,456,351,000 | 2,473,209,000 |
| Total loans | 1,748,830,000 | 1,792,718,000 | 1,836,730,000 | 1,941,663,000 |
| Allowance for loan losses | 16,737,000 | 16,737,000 | 17,042,000 | 17,235,000 |
| Securities available for sale | 433,663,000 | 398,234,000 | 410,071,000 | 398,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,912,109,000 | 1,969,796,000 | 2,028,502,000 | 2,018,777,000 |
| Interest-bearing deposits | 1,519,637,000 | 1,592,160,000 | 1,628,882,000 | 1,634,676,000 |
| Noninterest-bearing deposits | 392,472,000 | 377,636,000 | 399,620,000 | 384,101,000 |
| Equity capital | 225,067,000 | 229,258,000 | 231,748,000 | 239,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 23,651,000 | 47,986,000 | 73,598,000 | 98,675,000 |
| Interest expense | 7,354,000 | 15,260,000 | 23,379,000 | 30,703,000 |
| Net interest income | 16,297,000 | 32,726,000 | 50,219,000 | 67,972,000 |
| Noninterest income | 2,198,000 | 4,165,000 | 6,313,000 | 8,369,000 |
| Noninterest expense | 9,370,000 | 19,007,000 | 28,440,000 | 37,907,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 600,000 |
| Pretax income | 9,037,000 | 17,819,000 | 27,728,000 | 37,747,000 |
| Income tax | 1,702,000 | 3,452,000 | 5,480,000 | 7,542,000 |
| Net income | 7,335,000 | 14,367,000 | 22,248,000 | 30,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,578,000 | 232,601,000 | 237,469,000 | 242,409,000 |
| Total capital | 247,315,000 | 249,338,000 | 254,511,000 | 259,644,000 |
| Risk-weighted assets | 2,069,781,000 | 2,071,982,000 | 2,122,146,000 | 2,212,122,000 |
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