Call reports 2018
WEST BANK — 2018
What WEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,090,344,000 | 2,195,357,000 | 2,169,706,000 | 2,295,160,000 |
| Total loans | 1,502,283,000 | 1,534,404,000 | 1,600,817,000 | 1,721,830,000 |
| Allowance for loan losses | 16,465,000 | 16,518,000 | 16,673,000 | 16,689,000 |
| Securities available for sale | 482,487,000 | 526,493,000 | 470,031,000 | 453,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,741,280,000 | 1,895,531,000 | 1,842,991,000 | 1,898,380,000 |
| Interest-bearing deposits | 1,344,059,000 | 1,510,648,000 | 1,443,212,000 | 1,494,000,000 |
| Noninterest-bearing deposits | 397,221,000 | 384,883,000 | 399,779,000 | 404,380,000 |
| Equity capital | 215,036,000 | 216,797,000 | 216,795,000 | 221,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 19,730,000 | 40,267,000 | 62,187,000 | 84,793,000 |
| Interest expense | 3,872,000 | 8,631,000 | 14,390,000 | 20,909,000 |
| Net interest income | 15,858,000 | 31,636,000 | 47,797,000 | 63,884,000 |
| Noninterest income | 1,905,000 | 3,945,000 | 6,128,000 | 7,981,000 |
| Noninterest expense | 8,102,000 | 16,949,000 | 25,394,000 | 34,461,000 |
| Provision for loan losses | 150,000 | 150,000 | -250,000 | -250,000 |
| Pretax income | 9,511,000 | 18,457,000 | 28,678,000 | 37,391,000 |
| Income tax | 1,652,000 | 3,390,000 | 6,035,000 | 7,109,000 |
| Net income | 7,859,000 | 15,067,000 | 22,643,000 | 30,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,138,000 | 224,183,000 | 226,697,000 | 229,273,000 |
| Total capital | 238,603,000 | 240,701,000 | 243,370,000 | 245,962,000 |
| Risk-weighted assets | 1,835,384,000 | 1,861,201,000 | 1,920,346,000 | 2,038,452,000 |