Call reports 2017
WEST BANK — 2017
What WEST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,848,650,000 | 1,916,712,000 | 2,029,381,000 | 2,113,118,000 |
| Total loans | 1,446,735,000 | 1,435,379,000 | 1,456,905,000 | 1,510,500,000 |
| Allowance for loan losses | 16,427,000 | 16,486,000 | 16,358,000 | 16,430,000 |
| Securities available for sale | 261,126,000 | 322,297,000 | 418,074,000 | 443,919,000 |
| Securities held to maturity | 48,366,000 | 46,317,000 | 45,597,000 | 45,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,531,992,000 | 1,578,191,000 | 1,654,313,000 | 1,813,940,000 |
| Interest-bearing deposits | 1,075,150,000 | 1,188,829,000 | 1,266,641,000 | 1,414,925,000 |
| Noninterest-bearing deposits | 456,842,000 | 389,362,000 | 387,672,000 | 399,015,000 |
| Equity capital | 171,834,000 | 216,419,000 | 218,293,000 | 216,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,791,000 | 34,957,000 | 53,517,000 | 73,034,000 |
| Interest expense | 2,158,000 | 4,910,000 | 8,004,000 | 11,560,000 |
| Net interest income | 14,633,000 | 30,047,000 | 45,513,000 | 61,474,000 |
| Noninterest income | 2,157,000 | 4,237,000 | 6,297,000 | 8,295,000 |
| Noninterest expense | 7,967,000 | 16,083,000 | 24,006,000 | 31,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,820,000 | 18,427,000 | 28,227,000 | 38,264,000 |
| Income tax | 2,529,000 | 5,551,000 | 8,625,000 | 14,331,000 |
| Net income | 6,291,000 | 12,876,000 | 19,602,000 | 23,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,458,000 | 215,952,000 | 218,709,000 | 219,140,000 |
| Total capital | 188,885,000 | 232,438,000 | 235,067,000 | 235,570,000 |
| Risk-weighted assets | 1,743,772,000 | 1,777,746,000 | 1,783,385,000 | 1,838,117,000 |