Call reports 2016
WEST BANK — 2016
What WEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,741,160,000 | 1,816,292,000 | 1,807,693,000 | 1,834,848,000 |
| Total loans | 1,274,929,000 | 1,380,841,000 | 1,382,895,000 | 1,399,870,000 |
| Allowance for loan losses | 15,280,000 | 15,829,000 | 15,958,000 | 16,112,000 |
| Securities available for sale | 311,035,000 | 291,639,000 | 278,111,000 | 260,337,000 |
| Securities held to maturity | 50,526,000 | 48,963,000 | 48,405,000 | 48,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,453,199,000 | 1,516,683,000 | 1,496,437,000 | 1,550,450,000 |
| Interest-bearing deposits | 988,338,000 | 1,052,065,000 | 1,008,221,000 | 1,067,293,000 |
| Noninterest-bearing deposits | 464,861,000 | 464,618,000 | 488,216,000 | 483,157,000 |
| Equity capital | 163,350,000 | 166,453,000 | 169,384,000 | 168,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,524,000 | 31,733,000 | 48,429,000 | 64,994,000 |
| Interest expense | 1,593,000 | 3,314,000 | 5,089,000 | 7,004,000 |
| Net interest income | 13,931,000 | 28,419,000 | 43,340,000 | 57,990,000 |
| Noninterest income | 2,224,000 | 4,061,000 | 5,974,000 | 7,893,000 |
| Noninterest expense | 7,703,000 | 15,491,000 | 23,471,000 | 30,977,000 |
| Provision for loan losses | 200,000 | 700,000 | 900,000 | 1,000,000 |
| Pretax income | 8,252,000 | 16,349,000 | 25,003,000 | 33,972,000 |
| Income tax | 2,363,000 | 4,876,000 | 7,615,000 | 10,428,000 |
| Net income | 5,889,000 | 11,473,000 | 17,388,000 | 23,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,551,000 | 164,740,000 | 167,244,000 | 170,006,000 |
| Total capital | 177,850,000 | 180,569,000 | 183,202,000 | 186,118,000 |
| Risk-weighted assets | 1,589,650,000 | 1,668,724,000 | 1,656,739,000 | 1,685,965,000 |