Call reports 2011
WEST BANK — 2011
What WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,276,335,000 | 1,245,771,000 | 1,213,460,000 | 1,256,935,000 |
| Total loans | 829,619,000 | 836,192,000 | 868,031,000 | 841,049,000 |
| Allowance for loan losses | 17,510,000 | 17,790,000 | 17,476,000 | 16,778,000 |
| Securities available for sale | 259,226,000 | 257,918,000 | 245,348,000 | 281,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,274,000 | 962,350,000 | 920,121,000 | 959,255,000 |
| Interest-bearing deposits | 713,191,000 | 725,074,000 | 660,515,000 | 688,486,000 |
| Noninterest-bearing deposits | 237,083,000 | 237,276,000 | 259,606,000 | 270,769,000 |
| Equity capital | 155,714,000 | 124,147,000 | 127,101,000 | 129,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,560,000 | 26,944,000 | 40,240,000 | 53,271,000 |
| Interest expense | 2,919,000 | 5,724,000 | 8,530,000 | 11,202,000 |
| Net interest income | 10,641,000 | 21,220,000 | 31,710,000 | 42,069,000 |
| Noninterest income | 2,607,000 | 4,682,000 | 6,894,000 | 8,800,000 |
| Noninterest expense | 6,245,000 | 12,413,000 | 19,037,000 | 25,757,000 |
| Provision for loan losses | 500,000 | 950,000 | 950,000 | 550,000 |
| Pretax income | 6,503,000 | 12,539,000 | 18,617,000 | 24,562,000 |
| Income tax | 1,755,000 | 3,589,000 | 5,374,000 | 7,164,000 |
| Net income | 4,748,000 | 8,950,000 | 13,243,000 | 17,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,515,000 | 121,869,000 | 124,300,000 | 126,969,000 |
| Total capital | 167,051,000 | 133,511,000 | 136,272,000 | 138,508,000 |
| Risk-weighted assets | 916,890,000 | 925,199,000 | 952,233,000 | 917,909,000 |
Machine access — free, no API key
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