Call reports 2010
WEST BANK — 2010
What WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,685,645,000 | 1,604,035,000 | 1,335,220,000 | 1,290,140,000 |
| Total loans | 991,482,000 | 960,262,000 | 927,632,000 | 891,101,000 |
| Allowance for loan losses | 20,273,000 | 21,091,000 | 19,085,000 | 19,087,000 |
| Securities available for sale | 320,205,000 | 287,512,000 | 258,480,000 | 254,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,536,000 | 1,276,138,000 | 1,035,912,000 | 972,299,000 |
| Interest-bearing deposits | 1,135,829,000 | 1,066,426,000 | 800,082,000 | 741,571,000 |
| Noninterest-bearing deposits | 220,707,000 | 209,712,000 | 235,830,000 | 230,728,000 |
| Equity capital | 141,616,000 | 145,475,000 | 150,421,000 | 150,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 15,814,000 | 31,486,000 | 46,655,000 | 61,089,000 |
| Interest expense | 5,508,000 | 10,741,000 | 15,035,000 | 18,277,000 |
| Net interest income | 10,306,000 | 20,745,000 | 31,620,000 | 42,812,000 |
| Noninterest income | 2,342,000 | 4,835,000 | 7,971,000 | 9,490,000 |
| Noninterest expense | 5,780,000 | 12,037,000 | 18,698,000 | 25,088,000 |
| Provision for loan losses | 2,000,000 | 3,400,000 | 5,400,000 | 6,050,000 |
| Pretax income | 4,914,000 | 9,979,000 | 15,227,000 | 17,752,000 |
| Income tax | 1,273,000 | 2,607,000 | 3,901,000 | 4,353,000 |
| Net income | 3,641,000 | 7,372,000 | 11,326,000 | 13,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,516,000 | 145,920,000 | 149,557,000 | 150,335,000 |
| Total capital | 168,255,000 | 169,858,000 | 162,857,000 | 162,713,000 |
| Risk-weighted assets | 1,164,555,000 | 1,107,891,000 | 1,058,208,000 | 983,550,000 |
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