Call reports 2009
WEST BANK — 2009
What WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,596,221,000 | 1,506,704,000 | 1,492,608,000 | 1,569,495,000 |
| Total loans | 1,123,399,000 | 1,122,537,000 | 1,063,485,000 | 1,018,842,000 |
| Allowance for loan losses | 18,015,000 | 23,662,000 | 19,658,000 | 19,126,000 |
| Securities available for sale | 175,101,000 | 245,379,000 | 211,639,000 | 340,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,194,691,000 | 1,177,896,000 | 1,161,795,000 | 1,247,450,000 |
| Interest-bearing deposits | 990,768,000 | 966,799,000 | 958,879,000 | 1,040,204,000 |
| Noninterest-bearing deposits | 203,923,000 | 211,097,000 | 202,916,000 | 207,246,000 |
| Equity capital | 145,804,000 | 131,951,000 | 137,053,000 | 137,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,961,000 | 34,232,000 | 51,444,000 | 67,725,000 |
| Interest expense | 6,838,000 | 13,725,000 | 19,979,000 | 25,879,000 |
| Net interest income | 10,123,000 | 20,507,000 | 31,465,000 | 41,846,000 |
| Noninterest income | 2,962,000 | 5,208,000 | 7,563,000 | 9,669,000 |
| Noninterest expense | 5,777,000 | 25,530,000 | 31,140,000 | 36,618,000 |
| Provision for loan losses | 3,500,000 | 18,500,000 | 21,500,000 | 24,500,000 |
| Pretax income | 3,881,000 | -18,516,000 | -14,133,000 | -10,295,000 |
| Income tax | 593,000 | -8,512,000 | -7,428,000 | -6,542,000 |
| Net income | 3,288,000 | -10,004,000 | -6,705,000 | -3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,137,000 | 136,479,000 | 139,381,000 | 141,745,000 |
| Total capital | 163,527,000 | 162,384,000 | 164,435,000 | 166,795,000 |
| Risk-weighted assets | 1,228,543,000 | 1,264,613,000 | 1,199,728,000 | 1,199,885,000 |
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