Call reports 2016
STATE BANK OF BURNETTSVILLE — 2016
What STATE BANK OF BURNETTSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,717,000 | 40,669,000 | 40,234,000 | 40,758,000 |
| Total loans | 27,897,000 | 28,127,000 | 26,312,000 | 25,017,000 |
| Allowance for loan losses | 478,000 | 480,000 | 394,000 | 397,000 |
| Securities available for sale | 10,038,000 | 9,983,000 | 10,185,000 | 9,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,824,000 | 35,812,000 | 35,824,000 | 36,403,000 |
| Interest-bearing deposits | 27,272,000 | 25,196,000 | 25,150,000 | 27,987,000 |
| Noninterest-bearing deposits | 8,552,000 | 10,616,000 | 10,674,000 | 8,416,000 |
| Equity capital | 4,783,000 | 4,780,000 | 4,349,000 | 4,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 807,000 | 1,193,000 | 1,578,000 |
| Interest expense | 32,000 | 75,000 | 106,000 | 139,000 |
| Net interest income | 365,000 | 732,000 | 1,087,000 | 1,439,000 |
| Noninterest income | 46,000 | 82,000 | 117,000 | 163,000 |
| Noninterest expense | 424,000 | 889,000 | 1,333,000 | 1,770,000 |
| Provision for loan losses | 0 | 0 | 362,000 | 362,000 |
| Pretax income | 57,000 | 27,000 | -369,000 | -405,000 |
| Income tax | 3,000 | 1,000 | 1,000 | -169,000 |
| Net income | 54,000 | 26,000 | -370,000 | -236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,588,000 | 4,578,000 | 4,157,000 | 4,125,000 |
| Total capital | 4,930,000 | 4,920,000 | 4,474,000 | 4,437,000 |
| Risk-weighted assets | 27,139,000 | 27,239,000 | 25,310,000 | 24,717,000 |