Call reports 2015
STATE BANK OF BURNETTSVILLE — 2015
What STATE BANK OF BURNETTSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,734,000 | 48,198,000 | 40,767,000 | 40,568,000 |
| Total loans | 30,764,000 | 29,699,000 | 28,155,000 | 27,402,000 |
| Allowance for loan losses | 506,000 | 585,000 | 467,000 | 489,000 |
| Securities available for sale | 10,653,000 | 10,208,000 | 10,063,000 | 10,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,500,000 | 43,185,000 | 35,838,000 | 35,732,000 |
| Interest-bearing deposits | 32,003,000 | 35,599,000 | 27,724,000 | 26,850,000 |
| Noninterest-bearing deposits | 9,497,000 | 7,586,000 | 8,114,000 | 8,882,000 |
| Equity capital | 4,935,000 | 4,775,000 | 4,687,000 | 4,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 886,000 | 1,278,000 | 1,680,000 |
| Interest expense | 41,000 | 80,000 | 124,000 | 156,000 |
| Net interest income | 412,000 | 806,000 | 1,154,000 | 1,524,000 |
| Noninterest income | 35,000 | 79,000 | 115,000 | 158,000 |
| Noninterest expense | 417,000 | 863,000 | 1,367,000 | 1,887,000 |
| Provision for loan losses | 0 | 72,000 | 72,000 | 72,000 |
| Pretax income | 27,000 | -53,000 | -167,000 | -268,000 |
| Income tax | -2,000 | 6,000 | -6,000 | -165,000 |
| Net income | 29,000 | -59,000 | -161,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,817,000 | 4,670,000 | 4,538,000 | 4,656,000 |
| Total capital | 5,205,000 | 5,182,000 | 4,985,000 | 5,001,000 |
| Risk-weighted assets | 30,945,000 | 40,878,000 | 35,728,000 | 27,501,000 |