Call reports 2025
POWELL VALLEY NATIONAL BANK — 2025
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 482,229,000 | 482,083,000 | 484,309,000 | 517,608,000 |
| Total loans | 377,308,000 | 385,722,000 | 379,626,000 | 398,168,000 |
| Allowance for loan losses | 4,716,000 | 4,950,000 | 4,951,000 | 5,032,000 |
| Securities available for sale | 36,001,000 | 36,065,000 | 33,869,000 | 33,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,487,000 | 432,965,000 | 431,869,000 | 464,324,000 |
| Interest-bearing deposits | 317,886,000 | 323,071,000 | 316,638,000 | 346,595,000 |
| Noninterest-bearing deposits | 115,601,000 | 109,894,000 | 115,231,000 | 117,729,000 |
| Equity capital | 45,527,000 | 45,886,000 | 47,103,000 | 48,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,197,000 | 12,592,000 | 19,076,000 | 25,910,000 |
| Interest expense | 2,471,000 | 4,839,000 | 7,286,000 | 9,596,000 |
| Net interest income | 3,726,000 | 7,753,000 | 11,790,000 | 16,314,000 |
| Noninterest income | 407,000 | 1,005,000 | 1,593,000 | 2,366,000 |
| Noninterest expense | 3,356,000 | 7,598,000 | 11,105,000 | 14,777,000 |
| Provision for loan losses | 94,000 | 337,000 | 356,000 | 621,000 |
| Pretax income | 683,000 | 823,000 | 1,922,000 | 3,282,000 |
| Income tax | 123,000 | 174,000 | 383,000 | 737,000 |
| Net income | 560,000 | 649,000 | 1,539,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,808,000 | 46,897,000 | 47,332,000 | 48,793,000 |
| Total capital | 51,313,000 | 51,519,000 | 51,812,000 | 53,304,000 |
| Risk-weighted assets | 360,167,000 | 369,473,000 | 357,946,000 | 360,367,000 |