Call reports 2024
POWELL VALLEY NATIONAL BANK — 2024
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 481,397,000 | 469,151,000 | 476,616,000 | 493,210,000 |
| Total loans | 351,442,000 | 359,500,000 | 367,608,000 | 368,147,000 |
| Allowance for loan losses | 4,462,000 | 4,564,000 | 4,632,000 | 4,655,000 |
| Securities available for sale | 38,425,000 | 36,528,000 | 37,191,000 | 35,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,513,000 | 422,458,000 | 427,961,000 | 445,573,000 |
| Interest-bearing deposits | 315,270,000 | 311,373,000 | 316,702,000 | 332,868,000 |
| Noninterest-bearing deposits | 119,243,000 | 111,085,000 | 111,259,000 | 112,705,000 |
| Equity capital | 43,413,000 | 43,864,000 | 45,260,000 | 44,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,832,000 | 11,952,000 | 18,052,000 | 24,382,000 |
| Interest expense | 2,673,000 | 5,250,000 | 7,918,000 | 10,595,000 |
| Net interest income | 3,159,000 | 6,702,000 | 10,134,000 | 13,787,000 |
| Noninterest income | 469,000 | 1,025,000 | 1,527,000 | 1,949,000 |
| Noninterest expense | 2,984,000 | 6,404,000 | 9,715,000 | 13,474,000 |
| Provision for loan losses | 131,000 | 248,000 | 295,000 | 299,000 |
| Pretax income | 513,000 | 1,074,000 | 1,650,000 | 1,962,000 |
| Income tax | 10,000 | 49,000 | 180,000 | 595,000 |
| Net income | 503,000 | 1,025,000 | 1,470,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,383,000 | 45,905,000 | 46,350,000 | 46,247,000 |
| Total capital | 49,632,000 | 50,261,000 | 50,774,000 | 50,684,000 |
| Risk-weighted assets | 339,726,000 | 348,284,000 | 353,734,000 | 354,775,000 |