Call reports 2023
POWELL VALLEY NATIONAL BANK — 2023
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 467,876,000 | 470,285,000 | 483,006,000 | 491,989,000 |
| Total loans | 320,724,000 | 339,185,000 | 338,956,000 | 340,308,000 |
| Allowance for loan losses | 4,033,000 | 4,302,000 | 4,515,000 | 4,400,000 |
| Securities available for sale | 72,686,000 | 65,414,000 | 64,184,000 | 58,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,188,000 | 425,655,000 | 437,824,000 | 445,524,000 |
| Interest-bearing deposits | 262,035,000 | 271,128,000 | 306,153,000 | 325,521,000 |
| Noninterest-bearing deposits | 161,153,000 | 154,527,000 | 131,671,000 | 120,003,000 |
| Equity capital | 41,788,000 | 41,710,000 | 41,457,000 | 42,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,737,000 | 9,998,000 | 15,509,000 | 21,398,000 |
| Interest expense | 1,128,000 | 2,704,000 | 5,001,000 | 7,638,000 |
| Net interest income | 3,609,000 | 7,294,000 | 10,508,000 | 13,760,000 |
| Noninterest income | 499,000 | 950,000 | 1,394,000 | 1,781,000 |
| Noninterest expense | 2,769,000 | 6,169,000 | 9,237,000 | 12,677,000 |
| Provision for loan losses | 104,000 | 406,000 | 605,000 | 608,000 |
| Pretax income | 1,273,000 | 1,707,000 | 2,098,000 | 2,294,000 |
| Income tax | 190,000 | 314,000 | 344,000 | 498,000 |
| Net income | 1,083,000 | 1,393,000 | 1,754,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,170,000 | 44,481,000 | 44,841,000 | 44,880,000 |
| Total capital | 48,066,000 | 48,584,000 | 48,956,000 | 48,996,000 |
| Risk-weighted assets | 311,570,000 | 328,057,000 | 328,847,000 | 328,994,000 |