Call reports 2022
POWELL VALLEY NATIONAL BANK — 2022
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 423,010,000 | 433,575,000 | 431,992,000 | 463,718,000 |
| Total loans | 257,514,000 | 273,626,000 | 289,876,000 | 309,170,000 |
| Allowance for loan losses | 3,209,000 | 3,440,000 | 3,673,000 | 3,938,000 |
| Securities available for sale | 57,191,000 | 62,001,000 | 64,590,000 | 71,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,945,000 | 389,919,000 | 389,502,000 | 420,998,000 |
| Interest-bearing deposits | 225,799,000 | 232,215,000 | 230,531,000 | 254,987,000 |
| Noninterest-bearing deposits | 153,146,000 | 157,704,000 | 158,971,000 | 166,011,000 |
| Equity capital | 41,149,000 | 40,990,000 | 39,722,000 | 39,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,516,000 | 10,474,000 | 14,980,000 |
| Interest expense | 173,000 | 360,000 | 637,000 | 1,339,000 |
| Net interest income | 2,881,000 | 6,156,000 | 9,837,000 | 13,641,000 |
| Noninterest income | 643,000 | 1,812,000 | 2,275,000 | 2,652,000 |
| Noninterest expense | 2,545,000 | 5,425,000 | 8,249,000 | 11,222,000 |
| Provision for loan losses | 25,000 | 259,000 | 489,000 | 759,000 |
| Pretax income | 954,000 | 2,284,000 | 3,376,000 | 4,314,000 |
| Income tax | 177,000 | 254,000 | 454,000 | 493,000 |
| Net income | 777,000 | 2,030,000 | 2,922,000 | 3,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,794,000 | 42,708,000 | 43,261,000 | 43,070,000 |
| Total capital | 45,003,000 | 46,120,000 | 46,846,000 | 46,859,000 |
| Risk-weighted assets | 258,534,000 | 272,998,000 | 286,734,000 | 303,032,000 |