Call reports 2021
POWELL VALLEY NATIONAL BANK — 2021
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 395,391,000 | 412,975,000 | 417,810,000 | 430,420,000 |
| Total loans | 245,424,000 | 241,567,000 | 248,747,000 | 250,542,000 |
| Allowance for loan losses | 3,060,000 | 3,076,000 | 3,116,000 | 3,180,000 |
| Securities available for sale | 35,989,000 | 44,063,000 | 43,346,000 | 40,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,772,000 | 366,957,000 | 371,258,000 | 385,237,000 |
| Interest-bearing deposits | 211,777,000 | 227,904,000 | 232,360,000 | 225,406,000 |
| Noninterest-bearing deposits | 137,995,000 | 139,053,000 | 138,898,000 | 159,831,000 |
| Equity capital | 42,052,000 | 42,761,000 | 43,558,000 | 42,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 6,051,000 | 9,158,000 | 12,301,000 |
| Interest expense | 312,000 | 571,000 | 787,000 | 974,000 |
| Net interest income | 2,670,000 | 5,480,000 | 8,371,000 | 11,327,000 |
| Noninterest income | 604,000 | 1,354,000 | 2,312,000 | 2,951,000 |
| Noninterest expense | 2,421,000 | 5,267,000 | 7,896,000 | 10,853,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 130,000 |
| Pretax income | 833,000 | 1,527,000 | 2,717,000 | 3,295,000 |
| Income tax | 155,000 | 275,000 | 499,000 | 638,000 |
| Net income | 678,000 | 1,252,000 | 2,218,000 | 2,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,830,000 | 41,404,000 | 42,370,000 | 41,357,000 |
| Total capital | 43,689,000 | 44,338,000 | 45,434,000 | 44,481,000 |
| Risk-weighted assets | 228,555,000 | 234,587,000 | 245,147,000 | 249,891,000 |