Call reports 2019
POWELL VALLEY NATIONAL BANK — 2019
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 297,132,000 | 301,575,000 | 294,951,000 | 303,286,000 |
| Total loans | 197,191,000 | 202,291,000 | 209,329,000 | 217,466,000 |
| Allowance for loan losses | 3,017,000 | 2,841,000 | 2,856,000 | 2,899,000 |
| Securities available for sale | 49,648,000 | 47,393,000 | 40,099,000 | 34,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,781,000 | 248,490,000 | 243,828,000 | 259,562,000 |
| Interest-bearing deposits | 165,307,000 | 170,361,000 | 167,007,000 | 176,468,000 |
| Noninterest-bearing deposits | 79,474,000 | 78,129,000 | 76,821,000 | 83,094,000 |
| Equity capital | 39,717,000 | 40,581,000 | 41,280,000 | 41,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 6,226,000 | 9,520,000 | 12,789,000 |
| Interest expense | 530,000 | 1,068,000 | 1,623,000 | 2,154,000 |
| Net interest income | 2,551,000 | 5,158,000 | 7,897,000 | 10,635,000 |
| Noninterest income | 297,000 | 590,000 | 950,000 | 1,290,000 |
| Noninterest expense | 2,376,000 | 4,797,000 | 7,309,000 | 9,527,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 447,000 | 891,000 | 1,514,000 | 2,581,000 |
| Income tax | 94,000 | 187,000 | 319,000 | 154,000 |
| Net income | 353,000 | 704,000 | 1,195,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,967,000 | 39,318,000 | 39,809,000 | 40,041,000 |
| Total capital | 41,519,000 | 41,938,000 | 42,489,000 | 42,801,000 |
| Risk-weighted assets | 203,706,000 | 209,400,000 | 214,250,000 | 220,683,000 |