Call reports 2018
POWELL VALLEY NATIONAL BANK — 2018
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 278,796,000 | 277,452,000 | 278,233,000 | 297,305,000 |
| Total loans | 187,610,000 | 189,007,000 | 192,836,000 | 194,358,000 |
| Allowance for loan losses | 3,203,000 | 3,206,000 | 3,143,000 | 3,023,000 |
| Securities available for sale | 52,646,000 | 52,440,000 | 49,410,000 | 50,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,265,000 | 224,152,000 | 224,798,000 | 246,183,000 |
| Interest-bearing deposits | 148,845,000 | 150,133,000 | 152,064,000 | 168,048,000 |
| Noninterest-bearing deposits | 76,420,000 | 74,019,000 | 72,734,000 | 78,135,000 |
| Equity capital | 40,532,000 | 40,797,000 | 40,648,000 | 38,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,860,000 | 5,788,000 | 8,747,000 | 11,797,000 |
| Interest expense | 228,000 | 537,000 | 871,000 | 1,306,000 |
| Net interest income | 2,632,000 | 5,251,000 | 7,876,000 | 10,491,000 |
| Noninterest income | 264,000 | 522,000 | 750,000 | 1,086,000 |
| Noninterest expense | 2,361,000 | 4,454,000 | 6,802,000 | 8,996,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 508,000 | 1,422,000 | 1,946,000 | 2,703,000 |
| Income tax | 108,000 | 297,000 | 408,000 | 345,000 |
| Net income | 400,000 | 1,125,000 | 1,538,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,518,000 | 40,956,000 | 41,081,000 | 38,614,000 |
| Total capital | 42,955,000 | 43,409,000 | 43,568,000 | 41,120,000 |
| Risk-weighted assets | 194,197,000 | 195,537,000 | 198,315,000 | 199,980,000 |