Call reports 2017
POWELL VALLEY NATIONAL BANK — 2017
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 272,908,000 | 273,530,000 | 268,853,000 | 275,268,000 |
| Total loans | 164,975,000 | 168,705,000 | 176,170,000 | 183,120,000 |
| Allowance for loan losses | 3,243,000 | 3,245,000 | 3,234,000 | 3,174,000 |
| Securities available for sale | 63,496,000 | 64,685,000 | 60,982,000 | 56,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,148,000 | 224,507,000 | 219,500,000 | 231,498,000 |
| Interest-bearing deposits | 150,418,000 | 151,587,000 | 149,505,000 | 152,804,000 |
| Noninterest-bearing deposits | 73,730,000 | 72,920,000 | 69,995,000 | 78,694,000 |
| Equity capital | 45,737,000 | 46,455,000 | 46,473,000 | 41,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,428,000 | 8,156,000 | 10,966,000 |
| Interest expense | 140,000 | 289,000 | 445,000 | 632,000 |
| Net interest income | 2,563,000 | 5,139,000 | 7,711,000 | 10,334,000 |
| Noninterest income | 308,000 | 613,000 | 919,000 | 1,188,000 |
| Noninterest expense | 2,045,000 | 4,027,000 | 6,175,000 | 8,300,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 908,000 | 1,821,000 | 2,586,000 | 3,330,000 |
| Income tax | 272,000 | 562,000 | 798,000 | 1,172,000 |
| Net income | 636,000 | 1,259,000 | 1,788,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,981,000 | 45,177,000 | 45,285,000 | 40,405,000 |
| Total capital | 47,216,000 | 47,424,000 | 47,673,000 | 42,891,000 |
| Risk-weighted assets | 171,975,000 | 174,104,000 | 184,420,000 | 191,405,000 |