Call reports 2016
POWELL VALLEY NATIONAL BANK — 2016
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 268,153,000 | 266,969,000 | 265,301,000 | 273,898,000 |
| Total loans | 158,987,000 | 164,459,000 | 168,734,000 | 167,652,000 |
| Allowance for loan losses | 2,881,000 | 2,905,000 | 2,902,000 | 2,964,000 |
| Securities available for sale | 65,029,000 | 61,605,000 | 61,904,000 | 62,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,011,000 | 218,531,000 | 216,487,000 | 226,126,000 |
| Interest-bearing deposits | 149,492,000 | 149,158,000 | 144,878,000 | 148,500,000 |
| Noninterest-bearing deposits | 70,519,000 | 69,373,000 | 71,609,000 | 77,626,000 |
| Equity capital | 45,362,000 | 46,073,000 | 46,206,000 | 45,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,297,000 | 7,952,000 | 10,669,000 |
| Interest expense | 154,000 | 301,000 | 437,000 | 571,000 |
| Net interest income | 2,505,000 | 4,996,000 | 7,515,000 | 10,098,000 |
| Noninterest income | 243,000 | 542,000 | 843,000 | 1,150,000 |
| Noninterest expense | 1,959,000 | 3,717,000 | 5,601,000 | 7,415,000 |
| Provision for loan losses | 37,000 | 75,000 | 150,000 | 225,000 |
| Pretax income | 855,000 | 1,910,000 | 2,799,000 | 4,026,000 |
| Income tax | 255,000 | 575,000 | 850,000 | 1,105,000 |
| Net income | 600,000 | 1,335,000 | 1,949,000 | 2,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,532,000 | 44,006,000 | 44,208,000 | 44,770,000 |
| Total capital | 45,869,000 | 46,238,000 | 46,444,000 | 47,053,000 |
| Risk-weighted assets | 184,679,000 | 174,399,000 | 176,351,000 | 175,166,000 |