Call reports 2015
POWELL VALLEY NATIONAL BANK — 2015
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 269,685,000 | 267,854,000 | 266,781,000 | 269,907,000 |
| Total loans | 149,538,000 | 152,230,000 | 161,298,000 | 159,832,000 |
| Allowance for loan losses | 2,979,000 | 3,115,000 | 3,028,000 | 2,943,000 |
| Securities available for sale | 70,069,000 | 70,813,000 | 70,498,000 | 67,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,001,000 | 221,321,000 | 219,862,000 | 222,621,000 |
| Interest-bearing deposits | 156,149,000 | 155,056,000 | 154,284,000 | 153,534,000 |
| Noninterest-bearing deposits | 66,852,000 | 66,265,000 | 65,578,000 | 69,087,000 |
| Equity capital | 44,053,000 | 43,662,000 | 44,374,000 | 44,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,189,000 | 7,910,000 | 10,599,000 |
| Interest expense | 170,000 | 340,000 | 509,000 | 672,000 |
| Net interest income | 2,415,000 | 4,849,000 | 7,401,000 | 9,927,000 |
| Noninterest income | 248,000 | 513,000 | 832,000 | 1,096,000 |
| Noninterest expense | 1,903,000 | 3,639,000 | 5,486,000 | 7,339,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 742,000 | 1,727,000 | 2,785,000 | 3,778,000 |
| Income tax | 210,000 | 510,000 | 855,000 | 1,056,000 |
| Net income | 532,000 | 1,217,000 | 1,930,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,951,000 | 42,406,000 | 42,631,000 | 43,177,000 |
| Total capital | 44,193,000 | 44,679,000 | 45,006,000 | 45,530,000 |
| Risk-weighted assets | 175,219,000 | 177,743,000 | 185,608,000 | 185,493,000 |