Call reports 2014
POWELL VALLEY NATIONAL BANK — 2014
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 247,529,000 | 252,550,000 | 256,248,000 | 267,739,000 |
| Total loans | 144,808,000 | 146,127,000 | 147,709,000 | 150,856,000 |
| Allowance for loan losses | 3,004,000 | 3,048,000 | 3,076,000 | 2,911,000 |
| Securities available for sale | 63,559,000 | 66,663,000 | 66,866,000 | 69,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,818,000 | 207,928,000 | 210,734,000 | 221,399,000 |
| Interest-bearing deposits | 135,693,000 | 136,827,000 | 154,253,000 | 152,388,000 |
| Noninterest-bearing deposits | 67,125,000 | 71,101,000 | 56,481,000 | 69,011,000 |
| Equity capital | 41,052,000 | 42,306,000 | 42,961,000 | 43,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,178,000 | 7,832,000 | 10,448,000 |
| Interest expense | 197,000 | 384,000 | 569,000 | 748,000 |
| Net interest income | 2,381,000 | 4,794,000 | 7,263,000 | 9,700,000 |
| Noninterest income | 247,000 | 482,000 | 1,254,000 | 1,593,000 |
| Noninterest expense | 1,694,000 | 3,496,000 | 5,176,000 | 6,921,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 255,000 |
| Pretax income | 904,000 | 1,675,000 | 3,165,000 | 4,178,000 |
| Income tax | 293,000 | 513,000 | 833,000 | 1,042,000 |
| Net income | 611,000 | 1,662,000 | 2,332,000 | 3,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,236,000 | 39,424,000 | 39,989,000 | 40,482,000 |
| Total capital | 40,325,000 | 41,545,000 | 42,129,000 | 42,595,000 |
| Risk-weighted assets | 156,224,000 | 158,432,000 | 160,769,000 | 165,704,000 |