Call reports 2013
POWELL VALLEY NATIONAL BANK — 2013
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 249,698,000 | 246,232,000 | 242,761,000 | 245,656,000 |
| Total loans | 132,297,000 | 139,894,000 | 145,857,000 | 147,236,000 |
| Allowance for loan losses | 3,305,000 | 2,849,000 | 2,903,000 | 2,956,000 |
| Securities available for sale | 56,887,000 | 57,947,000 | 60,203,000 | 62,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,260,000 | 203,939,000 | 200,147,000 | 202,227,000 |
| Interest-bearing deposits | 140,867,000 | 139,091,000 | 139,822,000 | 136,306,000 |
| Noninterest-bearing deposits | 64,393,000 | 64,848,000 | 60,325,000 | 65,921,000 |
| Equity capital | 40,185,000 | 39,233,000 | 39,379,000 | 39,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,447,000 | 5,000,000 | 7,634,000 | 10,298,000 |
| Interest expense | 254,000 | 501,000 | 736,000 | 952,000 |
| Net interest income | 2,193,000 | 4,499,000 | 6,898,000 | 9,346,000 |
| Noninterest income | 254,000 | 512,000 | 786,000 | 1,010,000 |
| Noninterest expense | 1,658,000 | 3,452,000 | 5,081,000 | 6,888,000 |
| Provision for loan losses | 75,000 | 75,000 | 153,000 | 225,000 |
| Pretax income | 716,000 | 1,488,000 | 2,453,000 | 3,246,000 |
| Income tax | 243,000 | 478,000 | 793,000 | 830,000 |
| Net income | 473,000 | 1,010,000 | 1,660,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,836,000 | 36,519,000 | 36,823,000 | 37,515,000 |
| Total capital | 38,623,000 | 38,408,000 | 38,765,000 | 39,489,000 |
| Risk-weighted assets | 138,958,000 | 145,926,000 | 152,880,000 | 156,964,000 |